./work / kukapay.tsx2024
Kukapay
“The money app for campus life.”
role
Founder & Full-stack
year
2024
domain
kukapay.com.ng
status
live
// problem
Students needed a fast, fee-free way to move money on campus. Existing banks were slow, expensive, and never designed for hostel life or peer-to-peer settlement between classmates.
// approach
Built a mobile-first payment rail on virtual accounts, wired a stablecoin bridge for USDT↔NGN in 30 seconds, and shipped a merchant QR system so on-campus vendors could accept payment without a POS terminal.
// system.diagram
Mobile app
Payments API
Virtual accounts
USDT bridge
Merchant QR
Ledger
fig.01 — kukapay · system
// outcomes
- Zero-fee instant transfers between students
- Virtual bank account for every user
- USDT ↔ Naira in under 30 seconds
- QR checkout for campus merchants
// stack
- TypeScript
- React Native
- Node
- Postgres
- Stablecoin rail
// next
read next → kukatech.tsx
Kukatech